Self-Cert Loans - Expert Advice

Low Apr Homeowner Loans
from £10,000 to £100,000 !

Apply today for a self-cert loan quote from our expert panel of lenders. Your broker will search the through the whole loan market for you. Your dedicated loan broker will assess over 300 self certificated loan plans from over 95% of the market to make sure that you get the best advice.
Just fill out a basic form with your loans needs and we'll do the rest for you. You will have your FREE loan quote in minutes.

Use our free search service to compare self certified loans now! You will have decision in minutes!

Are you looking for a secured loan but are self employed, not able to prove your income or have a poor credit rating?
Then you have come to the right place - you can search our range of self certificated loans and request a FREE no-obligation quote.


With a self cert loan you will generally be asked to:

- state your income with our help by way of a "self declaration" of income.
- provide an accountant's statement to demonstrate that your income is sufficient to service the self-certification loan
- or you may be asked to supply some bank statements from over a short period, so that the lender can get an idea of your gross income
- or your mortgage account history could be useful as proof of punctual payment.

Even if you think your circumstances are bad, you may still be able to get your loan - just ASK us! We can offer you expert advice to help you with your self certified loan application.

Self-cert loans can carry a slightly higher rate of interest, and a lot of lenders offers loan packages where the repayments (or interest rate) can lower after an while because you have demonstrated that you are a good customer who is able to maintain the repayments.

Apply for Self Cert Loan Below:

First applicant details:
Purpose Of Loan	Debt Consolidation Home Improvement Vehcile Purchase Furniture Purchase Electrical Equipment Purchase House Deposit Mortgage Business Venture Holiday Wedding Musical Expenses Tuition Fees Christmas Other
Credit Rating	Please Select    Excellent Not Excellent
Your title	Mr Mrs Miss Ms
Your first name
Your surname
Date of birth	Day  1 2 3 4 5 6 7 8 9 10 11 12 13 14 15 16 17 18 19 20 21 22 23 24 25 26 27 28 29 30 31   Month January February March April May June July August September October November December   Year 1989 1988 1987 1986 1985 1984 1983 1982 1981 1980 1979 1978 1977 1976 1975 1974 1973 1972 1971 1970 1969 1968 1967 1966 1965 1964 1963 1962 1961 1960 1959 1958 1957 1956 1955 1954 1953 1952 1951 1950 1949 1948 1947 1946 1945 1944 1943 1942 1941 1940 1939 1938 1937 1936 1935 1934 1933 1932 1931 1930 1929 1928 1927 1926 1925 1924 1923 1922 1921 1920 1919 1918 1917 1916 1915 1914 1913 1912 1911 1910 1909 1908 1907
House name / flat number	If you live in a flat please enter flat name or number here, e.g. Flat 12, top-floor flat
House number
Post code
Daytime telephone
Evening telephone
Mobile telephone	(optional)
Email address
Marital status	Please select from this list   Married Single Divorced Separated Widowed Co-habiting Other
Employment status	Please select from this list Employed Self-employed Professional self-employed Unemployed Housewife/househusband Student Retired
Your total combined yearly income	Please select  £1,000 £2,000 £3,000 £4,000 £5,000 £6,000 £7,000 £8,000 £9,000 £10,000 £11,000 £12,000 £13,000 £14,000 £15,000 £16,000 £17,000 £17,500 £18,000 £19,000 £20,000 £21,000 £22,000 £23,000 £24,000 £25,000 £26,000 £27,000 £28,000 £29,000 £30,000 £31,000 £32,000 £33,000 £34,000 £35,000 £36,000 £37,000 £38,000 £39,000 £40,000 £41,000 £42,000 £43,000 £44,000 £45,000 £46,000 £47,000 £48,000 £49,000 £50,000 £51,000 £52,000 £53,000 £54,000 £55,000 £56,000 £57,000 £58,000 £59,000 £60,000 £61,000 £62,000 £63,000 £64,000 £65,000 £66,000 £67,000 £68,000 £69,000 £70,000 £71,000 £72,000 £73,000 £74,000 £75,000 £76,000 £77,000 £78,000 £79,000 £80,000 £81,000 £82,000 £83,000 £84,000 £85,000 £86,000 £87,000 £88,000 £89,000 £90,000 £91,000 £92,000 £93,000 £94,000 £95,000 £96,000 £97,000 £98,000 £99,000 £100,000
Partner details: Title Mr Mrs Miss Ms First name Surname Date of birth Day 1 2 3 4 5 6 7 8 9 10 11 12 13 14 15 16 17 18 19 20 21 22 23 24 25 26 27 28 29 30 31   Month January February March April May June July August September October November December   Year 1989 1988 1987 1986 1985 1984 1983 1982 1981 1980 1979 1978 1977 1976 1975 1974 1973 1972 1971 1970 1969 1968 1967 1966 1965 1964 1963 1962 1961 1960 1959 1958 1957 1956 1955 1954 1953 1952 1951 1950 1949 1948 1947 1946 1945 1944 1943 1942 1941 1940 1939 1938 1937 1936 1935 1934 1933 1932 1931 1930 1929 1928 1927 1926 1925 1924 1923 1922 1921 1920 1919 1918 1917 1916 1915 1914 1913 1912 1911 1910 1909 1908 1907 Marital status Please select from this list Married Single Divorced Separated Widowed Co-habiting Other Employment status Please select from this list Employed Self-employed Professional self-employed Unemployed Housewife/househusband Student Retired Total income Please select £0 £1,000 £2,000 £3,000 £4,000 £5,000 £6,000 £7,000 £8,000 £9,000 £10,000 £11,000 £12,000 £13,000 £14,000 £15,000 £16,000 £17,000 £18,000 £19,000 £20,000 £21,000 £22,000 £23,000 £24,000 £25,000 £26,000 £27,000 £28,000 £29,000 £30,000 £31,000 £32,000 £33,000 £34,000 £35,000 £36,000 £37,000 £38,000 £39,000 £40,000 £41,000 £42,000 £43,000 £44,000 £45,000 £46,000 £47,000 £48,000 £49,000 £50,000 £51,000 £52,000 £53,000 £54,000 £55,000 £56,000 £57,000 £58,000 £59,000 £60,000 £61,000 £62,000 £63,000 £64,000 £65,000 £66,000 £67,000 £68,000 £69,000 £70,000 £71,000 £72,000 £73,000 £74,000 £75,000 £76,000 £77,000 £78,000 £79,000 £80,000 £81,000 £82,000 £83,000 £84,000 £85,000 £86,000 £87,000 £88,000 £89,000 £90,000 £91,000 £92,000 £93,000 £94,000 £95,000 £96,000 £97,000 £98,000 £99,000 £100,000
Other details:
Do you own your property?	Yes, with mortgage Yes, outright No, I'm a tenant
Have you missed more than 1 mortgage payment within the last 10 months?	No Yes Not applicable
Property value:	Please select from this list  £50,000 £60,000 £70,000 £80,000 £90,000 £100,000 £110,000 £120,000 £130,000 £140,000 £150,000 £160,000 £170,000 £180,000 £190,000 £200,000 £210,000 £220,000 £230,000 £240,000 £250,000 £260,000 £270,000 £280,000 £290,000 £300,000 £310,000 £320,000 £330,000 £340,000 £350,000 £360,000 £370,000 £380,000 £390,000 £400,000 £410,000 £420,000 £430,000 £440,000 £450,000 £460,000 £470,000 £480,000 £490,000 £500,000 £510,000 £520,000 £530,000 £540,000 £550,000 £560,000 £570,000 £580,000 £590,000 £600,000 £610,000 £620,000 £630,000 £640,000 £650,000 £660,000 £670,000 £680,000 £690,000 £700,000 £710,000 £720,000 £730,000 £740,000 £750,000 £760,000 £770,000 £780,000 £790,000 £800,000 £810,000 £820,000 £830,000 £840,000 £850,000 £860,000 £870,000 £880,000 £890,000 £900,000 £910,000 £920,000 £930,000 £940,000 £950,000 £960,000 £970,000 £980,000 £990,000 £1,000,000
Mortgage Balance £:
Loan amount:	£10,000 £11,000 £12,000 £13,000 £14,000 £15,000 £16,000 £17,000 £18,000 £19,000 £20,000 £25,000 £30,000 £35,000 £40,000 £45,000 £50,000 £55,000 £60,000 £65,000 £70,000 £80,000 £90,000 £100,000 £100,000+
Best time to contact:	Select from this list   Morning Afternoon Evening