Self-Cert Loans - Expert Advice.
Low Apr Homeowner Loans
from £10,000 to £100,000 !
Apply today for a self-cert loan quote from our expert panel of lenders. Your broker will search the through the whole loan market for you. Your dedicated loan broker will assess over 300 self certificated loan plans from over 95% of the market to make sure that you get the best advice.
Just fill out a basic form with your loans needs and we'll do the rest for you. You will have
your FREE loan quote in minutes.
Use our free search service to compare self certified loans now! You will have decision in minutes!
Are you looking for a self employed secured loan but not able to prove your income or have a poor credit rating?
Then you have come to the right place - you can search our range of self certificated loans and request a FREE no-obligation quote.
With a self cert loan you will generally be asked to:
- state your income with our help by way of a "self declaration" of income.
- provide an accountant's statement to demonstrate that your income is sufficient to service the self-certification loan
- or you may be asked to supply some bank statements from over a short period, so that the lender can get an idea of your gross income
- or your mortgage account history could be useful as proof of punctual payment.
Even if you think your circumstances are bad, you may still be able to get your loan - just ASK us! We can offer you expert advice to help you with your self certified loan application.
Find the best debt advice and solutions for you in just a few steps from debt-free.org.uk
Self-cert loans can carry a slightly higher rate of interest, and a lot of lenders offers loan packages where the repayments (or interest rate) can lower after an while because you have demonstrated that you are a good customer who is able to maintain the repayments.

