Apply for a Self Cert Loan

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Frequently Asked Questions (FAQs) about Self-Cert Loans

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• * What is a self certified loan?
• * How much money am I able to borrow?
  
• * Can I use my loan to pay off my debts?
  
• * A Secured Loan Guide to the Home Loan Process in Detail
  

How much money am I able to borrow?
The maximum loan is usually from 85% of the value of your property and up to 125%, depending on your circumstances.

Can I use my loan to pay off my debts?
Yes you CAN! This is a very popular choice for many as you can swap high interest payments such as credit cards for a much lower interest rate with a secured loan. Furthermore, you can drastically reduce your monthly outgoings too. Even if this may mean that you will be paying over a longer period of time, if this makes things much more manageable for you then it makes sense.